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Financial Literacy

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   Legal validation: 15/06/2010

Leaving Certificate

quiz Planning for the Future Quiz

Into: Lessons -Saving/Investing -Lesson 6: Rainy Days are never far away! (Transition Year/Leaving Cert Applied)

Test your knowledge of terminology related to savings and investments with this true or false quiz. Read more

tag logo Leaving Certificate , Quiz , Investment funds , Risk , Social Finance , Home Economics , Business Studies , Transition Year , Leaving Cert Applied , Social Skills , Mini Companies


Lesson plan: Making a Complaint About Advertising

Into: Lessons -Spending -Lesson 6 : Making a Complaint about Advertising (Leaving Certificate Level)

Target Group: Transition Year. This topic would ablso be suitable for Further Education and Adult Education levels. Age Group: 15 -17 years. Time: 1 session @ 40 minutes Curriculum Context: This topic is a follow on to the Lesson: Advertising (Lesson 4 in Spending). Learning Outcomes Skills: Critical analysis and evaluation of case studies Attitudes: Differentiation and judgement of valid/invalid complaints Knowledge: Identification and construction of complaints and how to access (...) Read more

tag logo Leaving Certificate , Making a complaint , Lessons , Home Economics , CSPE , Transition Year , Social Skills , Local and Global Citizenship


Lesson plan: Recognising Scams

Into: Lessons -Spending -Lesson 5: Recognising Scams (Junior Certificate/Leaving Certificate Levels)

Target Group: Junior and Senior Cycle Age: 13 -16 years Time: 2 sessions @ 40 minutes each Curriculum Context: Junior Certificate: Social Personal and Health Education (SPHE); Civics Social and Political Education (CSPE); Business Studies Transition Year Programme: Social Studies; Media Studies; Communications. Learning Outcomes Skills: *Distinguish between a scam e-mail/letter/phone call/website and a real one *Know what steps to take if the event of being the victim of a (...) Read more

tag logo Leaving Certificate , Junior Certificate , Paying with a card , Risk , Lessons , Business Studies , CSPE , SPHE , Media Studies , Social Studies


Lesson plan: Borrowing to buy my first car

Into: Lessons -Borrowing -Lesson 3: Borrowing Money to Buy My First Car (Junior Certificate/Leaving Certificate Levels)

Target Group: Teenagers and young adults Learner Group: Second Level Senior Cycle Students including Transition Year Age group: 16 - 19 years Time: 1 x double class or 2 x single classes Curriculum Context: Home Economics, Business Studies, Information Technology, Lifeskills Learning Outcomes Skills: Ability to plan and calculate costs, income, expenditure and budgeting Attitudes: Responsible decision making and understanding of rights and obligations in (...) Read more

tag logo Leaving Certificate , Junior Certificate , Insurance , Student loans , Risk , Lessons


Lesson plan: Getting a loan from the Credit Union

Into: Lessons -Borrowing -Lesson 5 : Getting a loan from the Credit Union (Junior Certificate/Leaving Certificate Levels)

Target Group: Post-Primary - Junior Certificate Students, 12-16 years NFQ Level 3 Time: 2 or 3 sessions @ 40 minutes Curriculum Context: Junior Certificate : Business Studies (The Business of Living) ; Home Economics (Consumer Studies) Transition Year Business Learning Outcomes Skills: Distinguish between Credit Unions and other Banking Institutions Identify different services offered by Credit Unions Understand the advantages and disadvantages of borrowing money Be able to (...) Read more

tag logo Leaving Certificate , Junior Certificate , Student loans , Risk , Social Finance , Lessons , Home Economics , Business Studies , Transition Year , Leaving Cert Applied


Lesson plan: Can I borrow money as a student?

Into: Lessons -Borrowing -Lesson 6: Can I borrow money as a student? (TYP/LCA/Leaving Certificate)

Target Group: Transition, Leaving Cert Applied, Leaving Certificate, Post-Leaving Cert, 15 years – 18 years Time: 1 session @ 45 minutes – 1 hour Curriculum Context: Transition year modules: Social Skills, Preparation for Work/Leaving Cert Applied modules/Leaving Certificate:Business Organisation/Accounting Learning Outcomes Skills: Identify ways of borrowing money Recognise the most common ways of getting a loan or credit Attitudes: Become a responsible borrower of money Develop an (...) Read more

tag logo Leaving Certificate , Budget and cash flow , Student loans , Risk , Social Finance , Lessons , Business Studies , Transition Year , Leaving Cert Applied , Social Skills


Lesson plan: Comparing Savings Accounts

Into: Lessons -Saving/Investing -Lesson 2 : Comparing Savings Accounts (Junior Certificate Level)

Learner Group: Junior Certificate/Transition Year/Leaving Certificate Age group:14yrs – 18yrs Time: 1 or 2 x 40 minute classes Curriculum Context: Junior Certificate: Business Studies, Home Economics, CSPE Transition Year modules/courses; Lifeskills, Business Studies Leaving Certificate: Home Economics Further Education modules: General studies Learning Outcomes Skills: List the benefits of savings Recognise the types of savings accounts/methods that are low/medium/high risk (...) Read more

tag logo Leaving Certificate , Junior Certificate , Budget and cash flow , Risk , Lessons , Home Economics , Business Studies


Lesson title: Socially Responsible Investment Funds

Into: Lessons -Saving/Investing -Lesson 4 : Socially Responsible Investment Funds (Leaving Certificate Level)

Target Group: Post-primary senior cycle (15 – 17 year olds) Time: 1 x 80 minutes or 2 x 40 minutes (with optional extension classroom activities and project work) Curriculum Context: Post-Primary Senior Cycle: Economics; Business Studies; Religious Studies Transition Year: Local and Global Citizenship; Enterprise; Mini Companies Learning Outcomes Skills: • Evaluate the reliability and credibility of a variety of information sources • Create summaries of information in their own words (...) Read more

tag logo Leaving Certificate , Investment funds , Risk , Lessons , Business Studies , CSPE


Lesson Plan: Funding the Future - Investments

Into: Lessons -Saving/Investing -Lesson 5 : Funding the Future - Investments (Leaving Certificate/ Transition Year)

Target Group: Post-Primary Students - Senior Cycle (TYP, Leaving Certificate), 15-18 years of age Time: 2 or 3 x 40 minute classes Curriculum Context: Leaving Certificate or Transition Year: Economics/Business courses Adult Education: Money Management courses Learning Outcomes Skills: Identify different investment funds Understand what to consider when choosing the type fund. Attitudes: Appreciate the importance of planning for the future. Knowledge: Know how to (...) Read more

tag logo Leaving Certificate , Investment funds , Risk , Lessons , Business Studies , Economics


Lesson plan: Risk Assessment

Into: Lessons -Protecting/Insuring -Lesson 5 : Risk Assessment (Transition Year/Leaving Certificate)

Target Group: Post-primary senior cycle (15-18 year olds) Time: Two sessions @ 80 minutes Curriculum Context: Post-primary Senior Cycle (Economics; Business Studies; Religious Studies) Transition Units – Local and Global Citizenship; Enterprise Transition Year – Mini Companies; Geography (fieldtrips); Social, Personal and Health Education (SPHE) Learning Outcomes Skills Create summaries of information in their own words Be able to group ideas according to attributes and (...) Read more

tag logo Leaving Certificate , Insurance , Risk , Lessons , Business Studies , SPHE , Geography , Economics , Transition Year , Enterprise , Local and Global Citizenship


Lesson plan: The Game of Risk!

Into: Lessons -Protecting/Insuring -Lesson 6 : The Game of Risk! (Transition Year/ Leaving Certificate)

Target Group: Post-primary senior cycle (15-18 year olds) Time: One session @ 80 minutes Curriculum Context: Post Primary Senior Cycle: Economics; Business Studies Transition Units: Local and Global Citizenship; Enterprise; Mini Companies Learning Outcomes Skills: Create summaries of information in their own words Be able to group ideas according to attributes and explain the basis for their classification Draw generalisations while being aware of their limitations Work (...) Read more

tag logo Leaving Certificate , Insurance , Risk , Lessons , Business Studies , Economics , Transition Year , Local and Global Citizenship , Mini Companies


quiz Quiz - Making a Complaint about Advertising

Into: Lessons -Spending -Lesson 6 : Making a Complaint about Advertising (Leaving Certificate Level)

Complete each statement correctly and check your score at the end. Read more

tag logo Leaving Certificate , Quiz


quiz Quiz: Recognising Scams

Into: Lessons -Spending -Lesson 5: Recognising Scams (Junior Certificate/Leaving Certificate Levels)

Answer True or False to each of the questions in the interactive quiz and then check your score. Read more

tag logo Leaving Certificate , Junior Certificate , Quiz , Business Studies , CSPE , SPHE


quiz Credit Unions Quiz

Into: Lessons -Borrowing -Lesson 5 : Getting a loan from the Credit Union (Junior Certificate/Leaving Certificate Levels)

Students can test their knowledge of credit unions using this online quiz. Read more

tag logo Leaving Certificate , Junior Certificate , Quiz , Budget and cash flow , Student loans , Home Economics , Business Studies , Transition Year , Leaving Cert Applied


quiz Investments Quiz

Into: Lessons -Saving/Investing -Lesson 5 : Funding the Future - Investments (Leaving Certificate/ Transition Year)

Test your knowledge of investments with this true or false quiz. Read more

tag logo Leaving Certificate , Quiz , Investment funds , Risk , Economics , Enterprise , Social Studies


quiz Risky Questions Quiz!

Into: Lessons -Protecting/Insuring -Lesson 5 : Risk Assessment (Transition Year/Leaving Certificate)

Test your knowledge of risk with this true or false on-line quiz. Read more

tag logo Leaving Certificate , Quiz , Risk , Business Studies , Economics , Transition Year , Enterprise , Mini Companies


quiz Understanding Risk Quiz

Into: Lessons -Protecting/Insuring -Lesson 6 : The Game of Risk! (Transition Year/ Leaving Certificate)

Test your knowledge of RISK with this on-line true or false quiz. Read more

tag logo Leaving Certificate , Quiz , Risk , Business Studies , Economics , Transition Year , Enterprise , Mini Companies


Tool 1: Scam or Not?

Into: Lessons -Spending -Lesson 5: Recognising Scams (Junior Certificate/Leaving Certificate Levels)

Students are asked to identify if they think that the scenarios presented in the worksheet are scams or not. Click on the link to access the worksheet. Read more

tag logo Leaving Certificate , Junior Certificate , Tools , Business Studies , CSPE , SPHE


Tool 1: Buying my first car

Into: Lessons -Borrowing -Lesson 3: Borrowing Money to Buy My First Car (Junior Certificate/Leaving Certificate Levels)

Information Sheet: Buying my first car Read more

tag logo Leaving Certificate , Mathematics , Banking , Budget and cash flow , Student loans , Social Finance , Tools , Transition Year , Leaving Cert Applied , Social Skills


Tool 1: Powerpoint Presentation on Credit Unions

Into: Lessons -Borrowing -Lesson 5 : Getting a loan from the Credit Union (Junior Certificate/Leaving Certificate Levels)

Click here to go to Powerpoint Presentation. Read more

tag logo Leaving Certificate , Junior Certificate , Investment funds , Student loans , Tools , Home Economics , Business Studies , Transition Year , Leaving Cert Applied


Tool 1: Can I afford a loan?

Into: Lessons -Borrowing -Lesson 6: Can I borrow money as a student? (TYP/LCA/Leaving Certificate)

This worksheet enables the student to calculate if they can afford to take out a loan. Worksheet Read more

tag logo Leaving Certificate , Budget and cash flow , Tools , Transition Year , Leaving Cert Applied


Tool 1: Budget Planner

Into: Lessons -Saving/Investing -Lesson 2 : Comparing Savings Accounts (Junior Certificate Level)

This worksheet allows the user to budget for savings from their weekly/monthly income Worksheet - Budget Planner Read more

tag logo Leaving Certificate , Junior Certificate , Budget and cash flow , Tools , Home Economics , Business Studies


Tool 1: Equity and Bond Funds

Into: Lessons -Saving/Investing -Lesson 5 : Funding the Future - Investments (Leaving Certificate/ Transition Year)

This information sheet provides introductory materials to Equity and Bond Funds. It should be looked at with the Fact Sheet: Investment Funds. Information Sheet: Equity and Bond Funds Read more

tag logo Leaving Certificate , Tools , Business Studies


Tool 1: Student Worksheet - Risk Assessment

Into: Lessons -Protecting/Insuring -Lesson 5 : Risk Assessment (Transition Year/Leaving Certificate)

Click on the following link to access the worksheet. Read more

tag logo Leaving Certificate , Risk , Tools , Business Studies , SPHE , Economics , Transition Year , Local and Global Citizenship


Tool 1: Student Worksheet - The Game of Risk!

Into: Lessons -Protecting/Insuring -Lesson 6 : The Game of Risk! (Transition Year/ Leaving Certificate)

Click on the link to access the worksheet. Read more

tag logo Leaving Certificate , Insurance , Risk , Tools , Business Studies , Economics , Transition Year , Mini Companies


Lesson plan: Rainy Days are never far away!

Into: Lessons -Saving/Investing -Lesson 6: Rainy Days are never far away! (Transition Year/Leaving Cert Applied)

Target Group: Post-Primary Students - Senior Cycle (TY, LCA), 15-18 years of age Time: 2 or 3 sessions of 40 minutes duration Curriculum Context: Leaving Certificate Applied, Transition Year (Social Education/Business Studies) Learning Outcomes Skills: Identify different ways of saving Understand what to consider when choosing the type of savings Be able to apply for an account/insurance policy Attitudes: Appreciate importance of planning for the future Knowledge: Know (...) Read more

tag logo Leaving Certificate , Banking , Investment funds , Insurance , Risk , Social Finance , Lessons , Business Studies , Transition Year , Leaving Cert Applied , Social Skills


Tool 2: Advertising all around us (for teachers use)

Into: Lessons -Spending -Lesson 4: Advertising (Transition Year Level)

This activity aims to make students aware of the fact that advertising in some format or other is part of their everyday lives and surrounds them in everything they do. Click on the link to access the teachers resource sheet on advertising. Read more

tag logo Leaving Certificate , Junior Certificate , Making a complaint , Tools , Home Economics , Transition Year , Leaving Cert Applied , Social Skills , Mini Companies , Literacy , Media Studies , Social Studies


Tool 3: Advertising all around us (student sheet)

Into: Lessons -Spending -Lesson 4: Advertising (Transition Year Level)

Students try to fill in the grid identifying all the sources of advertising they have experienced. Click on the link to access the student worksheet. Read more

tag logo Leaving Certificate , Junior Certificate , Making a complaint , Tools , Home Economics , Transition Year , Leaving Cert Applied , Social Skills , Local and Global Citizenship , Mini Companies , Literacy , Media Studies , Social Studies


Tool 4: Vocabulary (for teachers use)

Into: Lessons -Spending -Lesson 4: Advertising (Transition Year Level)

The correct answers to the student worksheet (Tool 5) are provided here. Click on the link to access the completed answer sheet. Read more

tag logo Leaving Certificate , Junior Certificate , Making a complaint , Tools , Home Economics , Transition Year , Leaving Cert Applied , Social Skills , Mini Companies , Media Studies , Social Studies


Tool 5: Vocabulary (Student worksheet)

Into: Lessons -Spending -Lesson 4: Advertising (Transition Year Level)

In this worksheet the students match the ’advertising’ words in the first column with the appropriate explanation in the second column. Click here to access the Student Vocabulary Worksheet Read more

tag logo Leaving Certificate , Junior Certificate , Making a complaint , Tools , Home Economics , CSPE , Transition Year , Leaving Cert Applied , Social Skills , Local and Global Citizenship , Mini Companies , Media Studies , Social Studies


Tool 6: Techniques Used in Advertising

Into: Lessons -Spending -Lesson 4: Advertising (Transition Year Level)

Many advertisements try not just sell a product but also a way of life. Various techniques are used to achieve this end. In this worksheet students are asked to identify advertising campaigns that use a range of these selling techniques. Click on the link to access the worksheet. Read more

tag logo Leaving Certificate , Junior Certificate , Making a complaint , Tools , Home Economics , Transition Year , Leaving Cert Applied , Social Skills , Enterprise , Media Studies , Social Studies


Tool 7: Extracts from the Children’s Advertising Code

Into: Lessons -Spending -Lesson 4: Advertising (Transition Year Level)

These extracts from the Children’s Advertising Code should be copied for students. They will be used with the questions on the code in Tool 8. Click here to access the Extracts. Read more

tag logo Leaving Certificate , Junior Certificate , Making a complaint , Tools , Home Economics , Transition Year , Leaving Cert Applied , Social Skills , Media Studies , Social Studies


Tool 2: Top Ten Scams in Ireland

Into: Lessons -Spending -Lesson 5: Recognising Scams (Junior Certificate/Leaving Certificate Levels)

This sheet details the top ten scams in Ireland. Source: National Consumer Agency (NCA) Source: National Consumer Agency http://www.nca.ie Click on the link to access the the Top Ten Scams in Ireland. Read more

tag logo Leaving Certificate , Junior Certificate , Tools , Business Studies , CSPE , SPHE


Tool 3: Teenager Targeted Scams

Into: Lessons -Spending -Lesson 5: Recognising Scams (Junior Certificate/Leaving Certificate Levels)

Were you ever the target of one of these scams? Click on the link to access the worksheet. Read more

tag logo Leaving Certificate , Junior Certificate , Making a complaint , Paying with a card , Risk , Tools , Business Studies , CSPE , SPHE


Tool 4: How to Protect Yourself?

Into: Lessons -Spending -Lesson 5: Recognising Scams (Junior Certificate/Leaving Certificate Levels)

Handout with guidelines on ways protect oneself from scams. Click on the link to access the handout. Read more

tag logo Leaving Certificate , Junior Certificate , Making a complaint , Paying with a card , Risk , Tools , Business Studies , CSPE , SPHE


Tool 2: Case Studies

Into: Lessons -Spending -Lesson 6 : Making a Complaint about Advertising (Leaving Certificate Level)

Five case studies are provided for discussion and follow up activities. Click here to access the case studies Read more

tag logo Leaving Certificate , Junior Certificate , Making a complaint , Tools , Transition Year , Leaving Cert Applied , Social Skills , Media Studies , Social Studies


Tool 3: Questions on case studies

Into: Lessons -Spending -Lesson 6 : Making a Complaint about Advertising (Leaving Certificate Level)

Students, working in the pairs or groups, are given questions to discuss and to answer on the case studies. Click here to access the question sheet. Read more

tag logo Leaving Certificate , Making a complaint , Tools , Transition Year , Social Skills , Media Studies , Social Studies


Tool 4: On-line Complaints Form

Into: Lessons -Spending -Lesson 6 : Making a Complaint about Advertising (Leaving Certificate Level)

Complaints Form Read more

tag logo Leaving Certificate , Making a complaint , Tools


Tool 2: Handout - Types of Savings Accounts

Into: Lessons -Saving/Investing -Lesson 2 : Comparing Savings Accounts (Junior Certificate Level)

This information sheet contains information on the range of savings products available. Handout - Savings Accounts Read more

tag logo Leaving Certificate , Junior Certificate , Budget and cash flow , Investment funds , Risk , Tools , Home Economics , Business Studies


Tool 2: Exercise 1 Buying a Car

Into: Lessons -Borrowing -Lesson 3: Borrowing Money to Buy My First Car (Junior Certificate/Leaving Certificate Levels)

In this exercise the students investigate the costs associated with buying a car. Exercise 1 Buying a Car Read more

tag logo Leaving Certificate , Budget and cash flow , Insurance , Student loans , Tools , Home Economics , Business Studies


Tool 3: Handout on Borrowing

Into: Lessons -Borrowing -Lesson 3: Borrowing Money to Buy My First Car (Junior Certificate/Leaving Certificate Levels)

This Tool provides information of Hire Purchase Agreements and Personal Loans. Handout on Borrowing Read more

tag logo Leaving Certificate , Budget and cash flow , Insurance , Student loans , Tools , Home Economics , Business Studies


Tool 4: How Much Can I Borrow?

Into: Lessons -Borrowing -Lesson 3: Borrowing Money to Buy My First Car (Junior Certificate/Leaving Certificate Levels)

This exercise allows the students to calculate how much they can afford to borrow. Exercise 2 - How much can I borrow? Read more

tag logo Leaving Certificate , Budget and cash flow , Tools , Home Economics , Business Studies


Tool 2: Other Funds

Into: Lessons -Saving/Investing -Lesson 5 : Funding the Future - Investments (Leaving Certificate/ Transition Year)

This information sheet provides information on a range of investment products. Information Sheet: Other Funds Read more

tag logo Leaving Certificate , Tools , Business Studies , Economics


Tool 3: Word Search

Into: Lessons -Saving/Investing -Lesson 5 : Funding the Future - Investments (Leaving Certificate/ Transition Year)

Word Search designed to reinforce new terminology. Word Search Read more

tag logo Leaving Certificate , Tools , Business Studies , Economics


Tool 4: Solutions to Word Search

Into: Lessons -Saving/Investing -Lesson 5 : Funding the Future - Investments (Leaving Certificate/ Transition Year)

Word Search solutions. Solutions. Read more

tag logo Leaving Certificate , Tools , Business Studies , Economics


Tool 5: Selecting Investment Funds - worksheet

Into: Lessons -Saving/Investing -Lesson 5 : Funding the Future - Investments (Leaving Certificate/ Transition Year)

Students are asked to select an appropriate investment product for a range of scenarios. Worksheet Read more

tag logo Leaving Certificate , Investment funds , Risk , Tools , Business Studies , Economics


Tool 6: Investment Considerations

Into: Lessons -Saving/Investing -Lesson 5 : Funding the Future - Investments (Leaving Certificate/ Transition Year)

Tool 6 provides an example of a Spidogram or Mind Map on issues to consider when planning to invest. Example Read more

tag logo Leaving Certificate , Investment funds , Risk , Tools , Business Studies , Economics


Tool 7: Pros and Cons Worksheet

Into: Lessons -Saving/Investing -Lesson 5 : Funding the Future - Investments (Leaving Certificate/ Transition Year)

This worksheet is designed to test students knowledge of the pros and cons of investing. Worksheet Read more

tag logo Leaving Certificate , Investment funds , Risk , Tools , Business Studies , Economics


Tool 2: The most common types of loans and credit available

Into: Lessons -Borrowing -Lesson 6: Can I borrow money as a student? (TYP/LCA/Leaving Certificate)

This resource provides information on types of loans and credit available from different institutions. Information Sheets Read more

tag logo Leaving Certificate , Student loans , Tools , Transition Year , Leaving Cert Applied


Tool 3: The price of credit.....

Into: Lessons -Borrowing -Lesson 6: Can I borrow money as a student? (TYP/LCA/Leaving Certificate)

This handout explores the topic of interest on loans. Handout Read more

tag logo Leaving Certificate , Banking , Student loans , Tools , Transition Year , Leaving Cert Applied


Tool 2: Loan Application Form

Into: Lessons -Borrowing -Lesson 5 : Getting a loan from the Credit Union (Junior Certificate/Leaving Certificate Levels)

Students complete a mock application form which will be used in the role play exercise later in the lesson. Students should use ficticious details, names etc. Loan Application Form Read more

tag logo Leaving Certificate , Junior Certificate , Student loans , Tools , Home Economics , Business Studies , Transition Year , Leaving Cert Applied


Tool 3: Steps in the Loan Application Process

Into: Lessons -Borrowing -Lesson 5 : Getting a loan from the Credit Union (Junior Certificate/Leaving Certificate Levels)

This worksheet looks at the steps to making a loan application at the credit union. The student is asked to number the steps in the correct order. Worksheet Read more

tag logo Leaving Certificate , Junior Certificate , Student loans , Tools , Home Economics , Business Studies , Transition Year , Leaving Cert Applied


Tool 2: Student Resource Sheet - Risk Assessment Articles

Into: Lessons -Protecting/Insuring -Lesson 5 : Risk Assessment (Transition Year/Leaving Certificate)

Click on the link to access Tool 2: Student Resource Sheet: Risk Assessment Articles Read more

tag logo Leaving Certificate , Risk , Tools , Business Studies , SPHE , Economics , Transition Year , Local and Global Citizenship


Tool 2: The Game of Risk Cards

Into: Lessons -Protecting/Insuring -Lesson 6 : The Game of Risk! (Transition Year/ Leaving Certificate)

Click on the link to access the game cards. Read more

tag logo Leaving Certificate , Risk , Tools , Business Studies , Economics , Transition Year , Enterprise , Mini Companies


Tool 3: Student Worksheet - Comparison Sheet

Into: Lessons -Protecting/Insuring -Lesson 6 : The Game of Risk! (Transition Year/ Leaving Certificate)

Click on the link to access Tool 3: Student Worskheet Read more

tag logo Leaving Certificate , Risk , Tools , Business Studies , Economics , Transition Year , Enterprise , Mini Companies


 
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