Spending
Money is an important topic for everyone. If you are young, you may not have much of it - but it is never too early to learn some basics.
Saving/Investing
Saving is not enough. This section proposes to give an insight into the different types of savings accounts, life insurance policies and investment instruments.
Borrowing
At some point in our lives we will need to acquire some form of credit. At this stage we would have to get familiar with the different credit services available. This section offers guidance on the different facets of (...)
Protecting/Insuring
This section introduces the concept of insurance and the different aspects of our daily life which are effected thereby. Furthermore, it also given an overview of the different ways to make a (...)
Do you feel Maltese students should know the difference between debit and credit cards? Or how to plan a weekly budget? What about setting long-term financial goals? If you answered yes to any of these questions, then this is the site for you. In this day and age where making the best use possible of available income is crucial, and where having skills to help secure current and future financial security are an asset, then there is no doubt that education for financial literacy is one of the ways forward. You, as a teacher, have an important role to play. Click on the different Sections for Fact Sheets and Lesson Plans and Resources related to Spending, Saving, Borrowing & Investing and Protecting & Insuring. Click on the links below for more information on why, what and how to teach financial literacy.
Financial literacy cannot and should not be taught in a vacuum. Education for the development of finance-related knowledge and understanding, attitudes and skills requires that students can appreciate the personal, societal and cultural relevance of knowledge learnt and can apply it to solve common, everyday problems.
The choice of topics for Financial Education should be based on the needs of students according to age group, the prevalent social and economic context, particularly in relation to new financial products and services, and the current school syllabuses and time constraints which teachers have to work within.